{"title":"Savings \u0026 Debt","description":"\u003cp\u003eSavings challenges, sinking funds, and debt payoff trackers for Google Sheets and Excel. Automated charts, no formulas to build — just enter your numbers and watch your progress.\u003c\/p\u003e","products":[{"product_id":"savings-challenge-tracker-52-week-100-envelope","title":"Savings Challenge Bundle — 52 Week \u0026 100 Envelope Tracker for Google Sheets \u0026 Excel","description":"\u003cdiv style=\"font-family:'Lato',sans-serif;color:#333;line-height:1.6;\"\u003e\n\u003cp style=\"font-size:15px;\"\u003eThe Savings Challenge Bundle combines the two most popular money challenges — the 52-Week Challenge ($1,378) and the 100-Envelope Challenge ($5,050) — in one automated spreadsheet for Google Sheets and Excel. Track weekly deposits, mark envelopes as filled, and watch your total climb to $6,428. Beginner-friendly, with a Light and a Dark edition included.\u003c\/p\u003e\n\n\u003ch3 style=\"color:#F48FB1;font-size:16px;margin-top:22px;\"\u003e✨ Why You'll Love It\u003c\/h3\u003e\n\u003cul style=\"list-style:none;padding-left:0;\"\u003e\n\u003cli\u003e✔ Two challenges in one file — 52-Week + 100-Envelope, up to $6,428 saved combined\u003c\/li\u003e\n\u003cli\u003e✔ Automatic totals, progress bars and milestone markers at 25%, 50%, 75% and 100%\u003c\/li\u003e\n\u003cli\u003e✔ Enter a deposit or tick an envelope — the sheet updates every total instantly\u003c\/li\u003e\n\u003cli\u003e✔ Visual, motivating design that makes saving feel like a game, not a chore\u003c\/li\u003e\n\u003cli\u003e✔ Change the currency symbol in seconds, without breaking any formulas\u003c\/li\u003e\n\u003cli\u003e✔ Works perfectly in both Google Sheets and Microsoft Excel\u003c\/li\u003e\n\u003c\/ul\u003e\n\n\u003cdiv style=\"background:#FDECEF;border-radius:12px;padding:16px;margin:22px 0;text-align:center;border:1px solid #F8C8D4;\"\u003e\n\u003cdiv style=\"font-weight:700;font-size:15px;\"\u003e🌞 Light \u0026amp; 🌙 Dark Versions Included\u003c\/div\u003e\n\u003cdiv style=\"font-size:13px;color:#555;margin-top:6px;\"\u003eGet both a bright Light edition and an eye-friendly Dark edition in one purchase. They're two separate files, so your entries don't transfer between them — just pick the one you love.\u003c\/div\u003e\n\u003c\/div\u003e\n\n\u003ch3 style=\"color:#F48FB1;font-size:16px;margin-top:22px;\"\u003e📦 What's Included\u003c\/h3\u003e\n\u003cul style=\"list-style:none;padding-left:0;\"\u003e\n\u003cli\u003e✔ Light Edition — Excel (.xlsx) + Google Sheets copy link\u003c\/li\u003e\n\u003cli\u003e✔ Dark Edition — Excel (.xlsx) + Google Sheets copy link\u003c\/li\u003e\n\u003cli\u003e✔ Quick Start Guide (PDF)\u003c\/li\u003e\n\u003c\/ul\u003e\n\n\u003ch3 style=\"color:#F48FB1;font-size:16px;margin-top:22px;\"\u003e💬 Frequently Asked Questions\u003c\/h3\u003e\n\u003cdetails style=\"border-bottom:1px solid #F0D9DF;padding:10px 0;\"\u003e\u003csummary style=\"font-weight:600;cursor:pointer;\"\u003eHow much can I actually save with this bundle?\u003c\/summary\u003e\u003cp style=\"margin-top:8px;\"\u003eThe classic 52-Week Challenge saves $1,378 in a year, and the 100-Envelope Challenge saves $5,050 — so completing both gets you to $6,428. Both tabs also let you enter smaller custom amounts if you want to start slower.\u003c\/p\u003e\u003c\/details\u003e\n\u003cdetails style=\"border-bottom:1px solid #F0D9DF;padding:10px 0;\"\u003e\u003csummary style=\"font-weight:600;cursor:pointer;\"\u003eDo I have to do both challenges at once?\u003c\/summary\u003e\u003cp style=\"margin-top:8px;\"\u003eNot at all. The two challenges live on separate tabs, so you can run one, the other, or both side by side — whatever fits your budget this month.\u003c\/p\u003e\u003c\/details\u003e\n\u003cdetails style=\"border-bottom:1px solid #F0D9DF;padding:10px 0;\"\u003e\u003csummary style=\"font-weight:600;cursor:pointer;\"\u003eDoes it work with Google Sheets and Excel?\u003c\/summary\u003e\u003cp style=\"margin-top:8px;\"\u003eYes. Every purchase includes both versions, so you can use whichever platform you prefer.\u003c\/p\u003e\u003c\/details\u003e\n\u003cdetails style=\"border-bottom:1px solid #F0D9DF;padding:10px 0;\"\u003e\u003csummary style=\"font-weight:600;cursor:pointer;\"\u003eCan I use my own currency?\u003c\/summary\u003e\u003cp style=\"margin-top:8px;\"\u003eYes. You can change the currency symbol in seconds without affecting any formulas or calculations.\u003c\/p\u003e\u003c\/details\u003e\n\u003cdetails style=\"border-bottom:1px solid #F0D9DF;padding:10px 0;\"\u003e\u003csummary style=\"font-weight:600;cursor:pointer;\"\u003eCan I restart the challenge next year?\u003c\/summary\u003e\u003cp style=\"margin-top:8px;\"\u003eYes. Just clear the deposit and checkbox columns to reset — your formulas, milestones and layout stay intact, so you can run the challenge again as many times as you like.\u003c\/p\u003e\u003c\/details\u003e\n\n\u003ch3 style=\"color:#F48FB1;font-size:16px;margin-top:22px;\"\u003e⚙️ More Details\u003c\/h3\u003e\n\u003cdetails style=\"border-bottom:1px solid #F0D9DF;padding:10px 0;\"\u003e\u003csummary style=\"font-weight:600;cursor:pointer;\"\u003eHow it works\u003c\/summary\u003e\u003cp style=\"margin-top:8px;\"\u003e1. Purchase your template.\u003cbr\u003e2. Download instantly after checkout.\u003cbr\u003e3. Open it in Google Sheets or Microsoft Excel.\u003cbr\u003e4. Enter a deposit or tick an envelope, and let the tracker do the rest.\u003c\/p\u003e\u003c\/details\u003e\n\u003cdetails style=\"border-bottom:1px solid #F0D9DF;padding:10px 0;\"\u003e\u003csummary style=\"font-weight:600;cursor:pointer;\"\u003eCompatibility\u003c\/summary\u003e\u003cp style=\"margin-top:8px;\"\u003eCompatible with Google Sheets, Microsoft Excel, Windows, Mac, and mobile viewing through Google Sheets.\u003c\/p\u003e\u003c\/details\u003e\n\u003cdetails style=\"border-bottom:1px solid #F0D9DF;padding:10px 0;\"\u003e\u003csummary style=\"font-weight:600;cursor:pointer;\"\u003eNeed something different?\u003c\/summary\u003e\u003cp style=\"margin-top:8px;\"\u003eWant a custom version — different categories, a specific colour theme, or extra tabs? We build made-to-order templates. Just message us and tell us what you need.\u003c\/p\u003e\u003c\/details\u003e\n\u003cdetails style=\"border-bottom:1px solid #F0D9DF;padding:10px 0;\"\u003e\u003csummary style=\"font-weight:600;cursor:pointer;\"\u003eSupport \u0026amp; 30-Day Guarantee\u003c\/summary\u003e\u003cp style=\"margin-top:8px;\"\u003eNeed help? Contact us anytime at support@serenesheets.com. If the template isn't the right fit, you're covered by our 30-day money-back guarantee.\u003c\/p\u003e\u003c\/details\u003e\n\u003c\/div\u003e","brand":"SereneSheets","offers":[{"title":"Default Title","offer_id":48617052471488,"sku":null,"price":12.0,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0767\/1532\/7680\/files\/ddd.png?v=1783295489"}],"url":"https:\/\/serenesheets.com\/collections\/savings-debt.oembed","provider":"SereneSheets","version":"1.0","type":"link"}