{"product_id":"first-year-homeowner-tracker-google-sheets-excel","title":"First-Year Homeowner Tracker — Setup Costs \u0026 Monthly Housing Budget for Google Sheets \u0026 Excel","description":"\u003cdiv class=\"ss-product-desc\"\u003e\n\u003cp class=\"ss-intro\"\u003eThis First-Year Homeowner Tracker helps you handle the costs nobody warns you about. Log up to 60 one-time setup expenses like appliances, locks, and move-in fees, compare them against your budget automatically, and track your true monthly cost of homeownership for up to 24 months. Built for Google Sheets and Excel, and genuinely beginner-friendly.\u003c\/p\u003e\n\u003ch3 class=\"ss-heading\"\u003e✨ Why You'll Love It\u003c\/h3\u003e\n\u003cul class=\"ss-list\"\u003e\n\u003cli\u003e✔ Track up to 60 one-time setup costs, from appliances to move-in fees\u003c\/li\u003e\n\u003cli\u003e✔ See your setup budget vs. actual spending at a glance, with what's left calculated for you\u003c\/li\u003e\n\u003cli\u003e✔ Mark each item Needed or Purchased so nothing slips through the cracks\u003c\/li\u003e\n\u003cli\u003e✔ Log up to 24 months of real housing costs: mortgage, utilities, HOA, insurance, and more\u003c\/li\u003e\n\u003cli\u003e✔ See your average monthly cost of ownership calculated automatically\u003c\/li\u003e\n\u003cli\u003e✔ Works perfectly in both Google Sheets and Microsoft Excel\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003cdiv class=\"ss-box\"\u003e\n\u003cdiv class=\"ss-box-title\"\u003e🌞 Light \u0026amp; 🌙 Dark Versions Included\u003c\/div\u003e\n\u003cdiv class=\"ss-box-text\"\u003eGet both a bright Light edition and an eye-friendly Dark edition in one purchase. They're two separate files, so your entries don't transfer between them, just pick the one you love.\u003c\/div\u003e\n\u003c\/div\u003e\n\u003ch3 class=\"ss-heading\"\u003e📦 What's Included\u003c\/h3\u003e\n\u003cul class=\"ss-list\"\u003e\n\u003cli\u003e✔ Light Edition — Excel (.xlsx) + Google Sheets copy link\u003c\/li\u003e\n\u003cli\u003e✔ Dark Edition — Excel (.xlsx) + Google Sheets copy link\u003c\/li\u003e\n\u003cli\u003e✔ Quick Start Guide (PDF)\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003ch3 class=\"ss-heading\"\u003e🎯 Perfect For\u003c\/h3\u003e\n\u003cul class=\"ss-list\"\u003e\n\u003cli\u003e✔ First-time buyers who had no idea how much move-in actually costs\u003c\/li\u003e\n\u003cli\u003e✔ Anyone setting up a first home who wants one-time costs kept separate from ongoing ones\u003c\/li\u003e\n\u003cli\u003e✔ A thoughtful housewarming gift for someone about to close on their first home\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003ch3 class=\"ss-heading\"\u003e💬 Frequently Asked Questions\u003c\/h3\u003e\n\u003cdetails class=\"ss-faq-item\"\u003e\u003csummary class=\"ss-faq-q\"\u003eWhat one-time costs can I track when I first move in?\u003c\/summary\u003e\u003cp class=\"ss-faq-a\"\u003eUp to 60 setup items across 8 categories (furniture, appliances, window treatments, tools, security, repairs, fees, and more), each marked Needed or Purchased with its own estimated and actual cost.\u003c\/p\u003e\u003c\/details\u003e\n\u003cdetails class=\"ss-faq-item\"\u003e\u003csummary class=\"ss-faq-q\"\u003eDoes it work with Google Sheets and Excel?\u003c\/summary\u003e\u003cp class=\"ss-faq-a\"\u003eYes. Every purchase includes both versions, so you can use whichever platform you prefer.\u003c\/p\u003e\u003c\/details\u003e\n\u003cdetails class=\"ss-faq-item\"\u003e\u003csummary class=\"ss-faq-q\"\u003eCan I use my own currency?\u003c\/summary\u003e\u003cp class=\"ss-faq-a\"\u003eYes. You can change the currency symbol in seconds without affecting any formulas or calculations.\u003c\/p\u003e\u003c\/details\u003e\n\u003cdetails class=\"ss-faq-item\"\u003e\u003csummary class=\"ss-faq-q\"\u003eDoes this include my mortgage payment?\u003c\/summary\u003e\u003cp class=\"ss-faq-a\"\u003eYes, the Monthly Tracker logs your mortgage, utilities, HOA, insurance, property tax, and more for up to 24 months, showing your true monthly cost of homeownership. It's separate from the one-time setup budget, which only covers move-in purchases.\u003c\/p\u003e\u003c\/details\u003e\n\u003c\/div\u003e","brand":"SereneSheets","offers":[{"title":"Default Title","offer_id":48664085627072,"sku":null,"price":15.0,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0767\/1532\/7680\/files\/ddd.png?v=1783295489","url":"https:\/\/serenesheets.com\/products\/first-year-homeowner-tracker-google-sheets-excel","provider":"SereneSheets","version":"1.0","type":"link"}