{"product_id":"sinking-funds-tracker-google-sheets-excel","title":"Sinking Funds Tracker — 15 Savings Goals for Google Sheets \u0026 Excel","description":"\u003cdiv class=\"ss-product-desc\"\u003e\n\u003cp class=\"ss-intro\"\u003eA fully automated Sinking Funds Tracker that helps you save for up to 15 planned expenses at once — vacations, car repairs, annual insurance, gifts, and more — all in one file for Google Sheets and Excel. Log a deposit once, and it's automatically matched to the right fund, with your monthly savings target recalculated instantly.\u003c\/p\u003e\n\n\u003ch3 class=\"ss-heading\"\u003e✨ Why You'll Love It\u003c\/h3\u003e\n\u003cul class=\"ss-list\"\u003e\n\u003cli\u003e✔ Track up to 15 sinking funds at once — one target, one deadline, one running balance each\u003c\/li\u003e\n\u003cli\u003e✔ One shared Deposit Log — log a deposit once and it's automatically matched to the right fund\u003c\/li\u003e\n\u003cli\u003e✔ Monthly Target auto-calculates from your target date, so you always know how much to set aside\u003c\/li\u003e\n\u003cli\u003e✔ Dashboard rolls up total saved, total target, and total remaining across every fund\u003c\/li\u003e\n\u003cli\u003e✔ Beginner friendly — no spreadsheet experience required\u003c\/li\u003e\n\u003cli\u003e✔ Works perfectly in both Google Sheets and Microsoft Excel\u003c\/li\u003e\n\u003c\/ul\u003e\n\n\u003cdiv class=\"ss-box\"\u003e\n\u003cdiv class=\"ss-box-title\"\u003e🌞 Light \u0026amp; 🌙 Dark Versions Included\u003c\/div\u003e\n\u003cdiv class=\"ss-box-text\"\u003eGet both a bright Light edition and an eye-friendly Dark edition in one purchase. They're two separate files, so your entries don't transfer between them — just pick the one you love.\u003c\/div\u003e\n\u003c\/div\u003e\n\n\u003ch3 class=\"ss-heading\"\u003e📦 What's Included\u003c\/h3\u003e\n\u003cul class=\"ss-list\"\u003e\n\u003cli\u003e✔ Light Edition — Excel (.xlsx) + Google Sheets copy link\u003c\/li\u003e\n\u003cli\u003e✔ Dark Edition — Excel (.xlsx) + Google Sheets copy link\u003c\/li\u003e\n\u003cli\u003e✔ Quick Start Guide (PDF)\u003c\/li\u003e\n\u003c\/ul\u003e\n\n\u003ch3 class=\"ss-heading\"\u003e🎯 Perfect For\u003c\/h3\u003e\n\u003cul class=\"ss-list\"\u003e\n\u003cli\u003e✔ Anyone saving for several known future costs at the same time instead of one big goal\u003c\/li\u003e\n\u003cli\u003e✔ People who want deposits sorted automatically instead of updating each fund by hand\u003c\/li\u003e\n\u003cli\u003e✔ Planners who want a clear monthly savings target for each upcoming expense\u003c\/li\u003e\n\u003c\/ul\u003e\n\n\u003ch3 class=\"ss-heading\"\u003e💬 Frequently Asked Questions\u003c\/h3\u003e\n\u003cdetails class=\"ss-faq-item\"\u003e\u003csummary class=\"ss-faq-q\"\u003eWhat is a sinking fund, and how does this tracker help?\u003c\/summary\u003e\u003cp class=\"ss-faq-a\"\u003eA sinking fund is money you set aside gradually for a planned future expense — like car repairs or a holiday — instead of scrambling when it arrives. This tracker lets you set a target and deadline for each fund, and it never moves money between funds for you — what you save stays exactly where you put it.\u003c\/p\u003e\u003c\/details\u003e\n\u003cdetails class=\"ss-faq-item\"\u003e\u003csummary class=\"ss-faq-q\"\u003eDoes it work with Google Sheets and Excel?\u003c\/summary\u003e\u003cp class=\"ss-faq-a\"\u003eYes. Every purchase includes both versions, so you can use whichever platform you prefer.\u003c\/p\u003e\u003c\/details\u003e\n\u003cdetails class=\"ss-faq-item\"\u003e\u003csummary class=\"ss-faq-q\"\u003eCan I use my own currency?\u003c\/summary\u003e\u003cp class=\"ss-faq-a\"\u003eYes. You can change the currency symbol in seconds without affecting any formulas or calculations.\u003c\/p\u003e\u003c\/details\u003e\n\u003cdetails class=\"ss-faq-item\"\u003e\u003csummary class=\"ss-faq-q\"\u003eHow does it calculate how much to save each month?\u003c\/summary\u003e\u003cp class=\"ss-faq-a\"\u003eSet a target amount and target date for each fund, and the Monthly Target column automatically calculates how much you need to save each month to hit it on time.\u003c\/p\u003e\u003c\/details\u003e\n\u003c\/div\u003e","brand":"SereneSheets","offers":[{"title":"Default Title","offer_id":48651243421888,"sku":null,"price":12.0,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0767\/1532\/7680\/files\/ddd.png?v=1783295489","url":"https:\/\/serenesheets.com\/products\/sinking-funds-tracker-google-sheets-excel","provider":"SereneSheets","version":"1.0","type":"link"}