• Debt-Free & Savings Bundle for Google Sheets and Excel — 7 templates including Debt Payoff Planner, Net Worth Tracker, and Emergency Fund Builder, $80 value for $34.99
  • No-Spend Challenge Tracker Dashboard tab in Google Sheets dark mode with the same savings and streak overview.
  • Sinking Funds Tracker Dashboard tab in Google Sheets light mode showing all funds with saved, target and progress bars.
  • Debt Payoff Planner Debts tab in Excel dark mode showing the same debt list with balances, APR, minimum payments and progress bars.
  • Emergency Fund Builder Contribution Log tab in Excel light mode showing date, month, amount and note.
  • Net Worth Tracker Dashboard tab in Google Sheets light mode showing net worth, monthly growth and asset allocation.
  • Savings Challenge Bundle 52-Week Challenge tab in Excel dark mode with the same weekly deposit list and progress tracking.
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SereneSheets

Debt-Free & Savings Bundle -7 Templates for Google Sheets & Excel

Debt-Free & Savings Bundle -7 Templates for Google Sheets & Excel

Spend less. Save more. Stay organized every month.
$34.99 USD
$0.00 USD $34.99 USD
Sale Sold out
✨ Founding-Customer Pricing — Enjoy our introductory price before future increases.
🌗 Two Editions Included — Light & Dark
Get both a bright Light edition and an eye-friendly Dark edition in one purchase. Pick whichever you love.
Perfect for beginners
✓ No spreadsheet experience needed
✓ Automatic calculations & dashboards
✓ Works in Google Sheets & Excel
✓ Start budgeting in minutes
⚡ Instant Download
📊 Google Sheets & Excel
🛡️ 30-Day Guarantee
🔒 One-Time Purchase

Save more, pay off debt faster, and watch your net worth grow with 7 spreadsheet templates working together in Google Sheets and Excel — including a no-spend challenge tracker, sinking funds, emergency fund builder, and a debt payoff planner that compares snowball vs avalanche automatically. Beginner-friendly and fully automatic.

✨ Why You'll Love It

  • ✔ Compares the debt snowball and avalanche methods automatically to find your fastest payoff
  • ✔ Save $45.01 compared to buying each template individually
  • ✔ Savings, sinking funds, and net worth tracking all connected in one system
  • ✔ Every dashboard and milestone updates itself — no manual math
  • ✔ Built for real financial progress, not just tracking numbers
  • ✔ Works perfectly in both Google Sheets and Microsoft Excel
🌞 Light & 🌙 Dark Versions Included
Every template in this bundle includes both a bright Light edition and an eye-friendly Dark edition. They're separate files, so your entries don't transfer between them — just pick the one you love.

📦 What's Included

  • ✔ Ultimate Budget Planner — Light & Dark (Excel + Google Sheets)
  • ✔ No-Spend/Low-Buy Challenge Tracker — Light & Dark (Excel + Google Sheets)
  • ✔ Savings Challenge Bundle — Light & Dark (Excel + Google Sheets)
  • ✔ Sinking Funds Tracker — Light & Dark (Excel + Google Sheets)
  • ✔ Emergency Fund Builder — Light & Dark (Excel + Google Sheets)
  • ✔ Debt Payoff Planner — Light & Dark (Excel + Google Sheets)
  • ✔ Net Worth Tracker — Light & Dark (Excel + Google Sheets)
  • ✔ Quick Start Guide (PDF)

🎯 Perfect For

  • ✔ Anyone ready to become debt-free and wants to see the fastest path there
  • ✔ Savers who want sinking funds, an emergency cushion, and net worth tracking working together
  • ✔ Beginners who want one complete money system instead of building it piece by piece

💬 Frequently Asked Questions

What's included in the Debt-Free & Savings Bundle?

All 7 templates listed above, each in Light and Dark editions, for both Google Sheets and Excel — an $80 value for $34.99.

Which debt payoff method does the Debt Payoff Planner use?

It automatically compares the debt snowball (smallest balance first) and avalanche (highest interest first) methods side by side, showing your projected debt-free date and total interest for each.

Does it work with Google Sheets and Excel?

Yes. Every template includes both versions, so you can use whichever platform you prefer.

Can I use my own currency?

Yes. You can change the currency symbol in seconds without affecting any formulas or calculations.

⚙️ More Details

How it works

1. Purchase your template.
2. Download instantly after checkout.
3. Open it in Google Sheets or Microsoft Excel.
4. Enter your numbers and let the planner do the rest.

Compatibility

Compatible with Google Sheets, Microsoft Excel, Windows, Mac, and mobile viewing through Google Sheets.

Need something different?

Looking for a custom version? We can create a personalized template with different categories, a custom color theme, extra tabs, additional dashboards, or other features to match your needs. Simply contact us and tell us what you're looking for—we'd love to help.

Support & 30-Day Guarantee

Need help? Contact us anytime at support@serenesheets.com. If the template isn't the right fit, you're covered by our 30-day money-back guarantee.

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