• Debt-Free & Savings Bundle for Google Sheets and Excel — 7 templates including Debt Payoff Planner, Net Worth Tracker, and Emergency Fund Builder, $80 value for $34.99
  • No-Spend Challenge Tracker Dashboard tab in Google Sheets dark mode with the same savings and streak overview.
  • Sinking Funds Tracker Dashboard tab in Google Sheets light mode showing all funds with saved, target and progress bars.
  • Debt Payoff Planner Debts tab in Excel dark mode showing the same debt list with balances, APR, minimum payments and progress bars.
  • Savings Challenge Bundle 52-Week Challenge tab in Excel dark mode with the same weekly deposit list and progress tracking.
  • Emergency Fund Builder Contribution Log tab in Excel light mode showing date, month, amount and note.
  • Net Worth Tracker Dashboard tab in Google Sheets light mode showing net worth, monthly growth and asset allocation.
  • Ultimate Budget Planner Overview tab in Google Sheets light mode showing total income, expenses, remaining balance and savings rate.
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SereneSheets

Debt-Free & Savings Bundle — 7 Financial Templates for Google Sheets & Excel

Debt-Free & Savings Bundle — 7 Financial Templates for Google Sheets & Excel

Spend less. Save more. Stay organized every month.
$34.99 USD
$80.00 USD $34.99 USD
Sale Sold out
✨ Founding-Customer Pricing — Enjoy our introductory price before future increases.
🌗 Two Editions Included — Light & Dark
Perfect for beginners
✓ No spreadsheet experience needed
✓ Automatic calculations & dashboards
✓ Works in Google Sheets & Excel
✓ Ready to use in minutes
🎁 2 Free Bonus Guides Included
Bonus #1 — The Financial Reset Guide: a simple step-by-step plan to turn all 7 tools into one clear money system — where to start, what to do first, and a monthly money check-in.
Bonus #2 — 12-Month Money Goals Planner: one clear financial focus for every month of the year, with monthly numbers, top 3 priorities, and an honest reflection built in.
⚡ Instant Download
📊 Google Sheets & Excel
🛡️ 30-Day Guarantee
🔒 One-Time Purchase

Save more, pay off debt, and watch your net worth grow with 7 spreadsheet templates working together in Google Sheets and Excel — including a no-spend challenge tracker, sinking funds, emergency fund builder, and a debt payoff planner that compares snowball vs avalanche side by side. Beginner-friendly and fully automatic.

One System. Seven Tools. Real Financial Progress.

Budget → Protect → Pay Off Debt → Save → Track → Grow

✨ Why You'll Love It

  • ✔ Compare the debt snowball and avalanche strategies side by side and see how each could affect your payoff timeline and total interest
  • ✔ Save $45.01 compared to buying each template individually
  • ✔ Designed to work together as one complete money system.
  • ✔ Every dashboard and milestone updates itself — no manual math
  • ✔ Built for real financial progress, not just tracking numbers
  • ✔ Works perfectly in both Google Sheets and Microsoft Excel

📦 What's Included

  • ✔ Ultimate Budget Planner
  • ✔ No-Spend/Low-Buy Challenge Tracker
  • ✔ Savings Challenge Bundle
  • ✔ Sinking Funds Tracker
  • ✔ Emergency Fund Builder
  • ✔ Debt Payoff Planner
  • ✔ Net Worth Tracker

Every template includes: 🌞 Light Edition · 🌙 Dark Edition · 📊 Google Sheets · 💻 Microsoft Excel

🎯 Perfect For

  • ✔ Anyone working toward becoming debt-free and wanting to compare payoff strategies side by side
  • ✔ Savers who want sinking funds, an emergency cushion, and net worth tracking working together
  • ✔ Beginners who want one complete money system instead of building it piece by piece

💬 Frequently Asked Questions

What's included in the Debt-Free & Savings Bundle?

All 7 templates listed above, each in Light and Dark editions, for both Google Sheets and Excel, plus 2 free bonus guides — an $80 value for $34.99.

Which debt payoff method does the Debt Payoff Planner use?

It compares the debt snowball (smallest balance first) and avalanche (highest interest first) methods side by side, showing your projected debt-free date and total interest for each.

Does it work with Google Sheets and Excel?

Yes. Every template includes both versions, so you can use whichever platform you prefer.

Can I use my own currency?

Yes. You can change the currency symbol in seconds without affecting any formulas or calculations.

⚙️ More Details

How it works

1. Purchase your template.
2. Download instantly after checkout.
3. Open it in Google Sheets or Microsoft Excel.
4. Enter your numbers and let the planner do the rest.

Compatibility

Compatible with Google Sheets, Microsoft Excel, Windows, Mac, and mobile viewing through Google Sheets.

Need something different?

Looking for a custom version? We can create a personalized template with different categories, a custom color theme, extra tabs, additional dashboards, or other features to match your needs. Simply contact us and tell us what you're looking for—we'd love to help.

Support & 30-Day Guarantee

Need help? Contact us anytime at support@serenesheets.com. If the template isn't the right fit, you're covered by our 30-day money-back guarantee.

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